Backend Engineer (Ruby on Rails)

Remote - India Full Time Mid Level

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Everyone Deserves Access
To Financial Capital
Anytime, Anywhere.
We continue to innovate and champion accessibility, making financial empowerment a reality for everyone.

The World Will Change, But Our Focus Remains.
We are driven by a relentless commitment to empower Credit Unions and Community Banks to connect deeply with America’s communities. We develop cutting-edge technology and forge impactful partnerships that ensure people have access to financial products and services in the moments they need them. Every product we offer plays a part in building these connections.

Backend Engineer (Ruby on Rails) | 100% Remote India

We are seeking a skilled and motivated Ruby Backend Engineer to join our team. As a Backend Engineer, you will be responsible for designing, developing, and maintaining the backend systems that power our applications. The ideal candidate has 4+ years of experience and a strong background in Ruby on Rails. You should be familiar with API development, test-driven development, and Agile workflows, and have a strong focus on writing secure, scalable code.



Job Responsibilities:

  • Design, develop, and maintain backend systems and APIs using Ruby on Rails (Rails 7.0+).
  • Collaborate with cross-functional teams, including frontend developers, product managers, and designers, to deliver high-quality solutions.
  • Participate in sprint planning, feasibility studies, and peer code reviews.
  • Write clean, testable, and maintainable code in Ruby (3.1+), following TDD principles.
  • Focus on system performance, maintainability, scalability, and security.
  • Contribute to the evolution of our software development lifecycle and best practices.
  • Troubleshoot and debug production issues, delivering timely resolutions.


Job Qualifications:

  • 4+ years of professional experience as a backend engineer.
  • Strong proficiency with Ruby on Rails (Rails 7.0+).
  • Test-driven development experience and familiarity with automated testing frameworks.
  • Experience working in Agile and Scrum environments.
  • API development expertise with a focus on RESTful design.
  • Strong problem-solving and analytical skills.
  • Excellent communication and collaboration abilities.


Bonus Skills: (Good to have skills)

  • Experience with payment gateways and integrations.
  • Familiarity with PCI compliance and security requirements.
  • Skills in performance optimization (database, processing, etc.).
  • Exposure to GCP or other cloud infrastructure platforms.

Perks and Benefits (What you'll love about us)

  • Competitive salary with bi-annual performance bonuses and stock options.
  • Comprehensive health insurance coverage for employees and dependents.
  • Flexible hours and remote-first work culture.
  • ₹2,00,000 annual allowance for professional development and learning.
  • Generous time-off policy.
  • Work-from-home setup stipend.
  • Annual in-person team meetups and collaboration events.

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